/* Design mirrors sankatyportal.com: charcoal / white / Sankaty red, Montserrat body, capitalised serif display headings,
   square corners, spaced uppercase labels, framed hero titles over full-bleed photography. */
@font-face{font-family:Montserrat;font-weight:400;font-style:normal;font-display:swap;src:url(fonts/montserrat-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:Montserrat;font-weight:500;font-style:normal;font-display:swap;src:url(fonts/montserrat-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:Montserrat;font-weight:600;font-style:normal;font-display:swap;src:url(fonts/montserrat-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Playfair Display";font-weight:400;font-style:normal;font-display:swap;src:url(fonts/playfair-display-latin-400-normal.woff2) format("woff2")}

:root{
  --charcoal:#13100f; --red:#b00810; --red-dark:#8e060d; --grey:#f3f3f3; --grey-mid:#a7a7a7; --grey-line:#dcdcdc;
  --muted:#5b5755; --white:#fff; --tint:#fbf1f1;
  --sans:Montserrat,Arial,sans-serif; --display:"Playfair Display",Georgia,"Times New Roman",serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--grey);color:var(--charcoal);font:400 16px/1.75 var(--sans);-webkit-text-size-adjust:100%}
.wrap{max-width:880px;margin:0 auto;padding:0 20px}
.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
a{color:var(--red)}

/* top bar + section nav (portal header) */
.topbar{background:var(--white);padding:12px 0 10px;text-align:center}
.brand{display:inline-block;line-height:0}
.brand img{width:40px;height:47px}
.stepnav{background:var(--grey);box-shadow:0 2px 6px rgba(0,0,0,.18);position:sticky;top:0;z-index:6;display:flex;justify-content:center;flex-wrap:wrap;padding:0 8px}
.stepnav[hidden]{display:none}
.stepnav button{font:400 12px/1 var(--sans);letter-spacing:1px;text-transform:uppercase;color:var(--charcoal);background:none;border:0;border-left:1px solid var(--grey-mid);padding:8px 12px;margin:14px 0;cursor:pointer;white-space:nowrap}
.stepnav button:first-child{border-left:0}
.stepnav button:hover:not(:disabled){color:var(--red)}
.stepnav button[aria-current=step]{color:var(--red)}
.stepnav button:disabled:not([aria-current]){color:var(--grey-mid);cursor:default}
.stepnav button:disabled{cursor:default}
.stepnav .n{display:none}

/* hero */
.hero{background-color:var(--charcoal);background-image:linear-gradient(rgba(19,16,15,.42),rgba(19,16,15,.58)),var(--hero-img,linear-gradient(transparent,transparent));background-position:center,var(--hero-pos,center);background-size:cover;background-repeat:no-repeat;padding:64px 20px;min-height:300px;display:flex;align-items:center;justify-content:center}
.hero.tall{min-height:440px}
.hero-frame{border:1px solid rgba(255,255,255,.9);color:var(--white);text-align:center;padding:38px 28px;max-width:820px;width:100%}
.kicker{margin:0 0 10px;font:400 14px/1.4 var(--sans);letter-spacing:4px;text-transform:uppercase}
.hero h1{margin:0;font:400 clamp(30px,5.4vw,56px)/1.08 var(--display);letter-spacing:2px;text-transform:uppercase;text-shadow:0 1px 12px rgba(0,0,0,.35)}
.hero h1:focus{outline:none}

/* content */
main{padding-bottom:20px}
h3{font:600 15px/1.5 var(--sans);letter-spacing:3px;text-transform:uppercase;margin:2em 0 .6em;color:var(--charcoal)}
h4{margin:0 0 .5em;font:600 13px/1.5 var(--sans);letter-spacing:3px;text-transform:uppercase}
p{margin:.7em 0}
ul{padding-left:1.3em}
.panel{background:var(--white);border-top:3px solid var(--red);padding:22px 28px;margin:28px 0}
.panel h3{margin-top:0}
main section:not(.panel):not(.scn):not(.links){background:var(--white);padding:2px 28px 12px;margin:28px 0}
section.notice{background:var(--white)}
.callout{background:var(--grey);border-left:3px solid var(--red);padding:12px 22px;margin:18px 0}
.principle strong{letter-spacing:.2px}
.links ol{margin:.4em 0;padding-left:1.4em}
.links li{margin:.3em 0}
.pending{color:var(--muted);font-size:.85em;font-style:italic}

/* questions */
.q{background:var(--white);border:1px solid var(--grey-line);padding:24px 28px;margin:24px 0}
.q fieldset{border:0;margin:0;padding:0;min-width:0}
.q legend{padding:0;width:100%}
.qnum{display:block;font:500 12px/1.4 var(--sans);letter-spacing:3px;text-transform:uppercase;color:var(--red);margin-bottom:6px}
.qtext{display:block;font:600 17px/1.5 var(--sans)}
.qhint{display:block;margin-top:6px;color:var(--muted);font-size:14px}
.opts{margin-top:14px;display:grid;gap:8px}
.opt{display:flex;gap:14px;align-items:flex-start;padding:11px 16px;border:1px solid var(--grey-line);background:var(--white);cursor:pointer;line-height:1.5;font-size:15px}
.opt:hover{border-color:var(--charcoal)}
.opt:has(input:checked){background:var(--tint);border-color:var(--red);box-shadow:inset 0 0 0 1px var(--red)}
.opt input{margin-top:.25em;accent-color:var(--red);width:18px;height:18px;flex:0 0 auto}
textarea,input[type=text],select{font:400 14px/1.5 var(--sans);color:var(--charcoal);border:1px solid var(--grey-mid);border-radius:0;background:var(--white);padding:9px 12px;width:100%}
textarea{min-height:130px;margin-top:14px;resize:vertical}
input[readonly]{background:var(--grey)}
:focus-visible{outline:3px solid var(--charcoal);outline-offset:2px}

/* matrix */
.mx{width:100%;border-collapse:collapse;margin-top:14px;font-size:14px}
.mx th,.mx td{padding:11px 8px;border-bottom:1px solid var(--grey-line);text-align:center;vertical-align:middle}
.mx thead th{font:500 11px/1.3 var(--sans);letter-spacing:1px;text-transform:uppercase;color:var(--white);background:var(--charcoal);border:0}
.mx th.rl,.mx td.rl{text-align:left}
.mx tbody th{font-weight:400;text-align:left}
.mx .rname{font-weight:600}
.mx .cost{display:block;color:var(--red);font-size:13px;font-weight:500}
.mx ul{margin:.3em 0 0;font-size:13px;color:var(--muted);line-height:1.5}
.mx input{accent-color:var(--red);width:20px;height:20px}
.mx tbody tr:nth-child(even){background:var(--grey)}
.mx label{display:inline-flex;padding:6px;cursor:pointer}

/* rank */
.rank{display:grid;gap:8px;margin-top:14px}
.rank label{display:flex;gap:14px;align-items:center;padding:8px 14px;border:1px solid var(--grey-line);background:var(--white);font-size:15px}
.rank select{width:92px;flex:0 0 auto}
.rank .msg{color:var(--red);font-size:14px;min-height:1.2em}

/* scale */
.scale{display:grid;grid-template-columns:repeat(10,1fr);gap:6px;margin-top:16px}
.scale label{display:flex;flex-direction:column;align-items:center;gap:4px;padding:9px 0;border:1px solid var(--grey-line);background:var(--white);cursor:pointer;font-size:14px;font-weight:500}
.scale label:hover{border-color:var(--charcoal)}
.scale label:has(input:checked){background:var(--red);color:var(--white);border-color:var(--red)}
.scale input{accent-color:var(--white);margin:0}
.scale-ends{display:flex;justify-content:space-between;margin-top:8px;font-size:12px;color:var(--muted);letter-spacing:.5px}

/* scenarios */
.scn{margin:26px 0;border:1px solid var(--grey-line);background:var(--white)}
.scn h3{margin:0;padding:14px 22px;background:var(--charcoal);color:var(--white);font-size:13px;letter-spacing:2px}
.scn dl{margin:0}
.scn .row{padding:14px 22px;border-top:1px solid var(--grey-line)}
.scn .row:first-child{border-top:0}
.scn dt{font:600 11px/1.4 var(--sans);letter-spacing:3px;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
.scn dd{margin:0;font-size:15px}
.scn ul{margin:0;padding-left:1.2em}
.scn .row.pros dt{color:#22623f}.scn .row.cons dt{color:var(--red)}

/* form bits */
.idbox{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0}
.idbox label{display:block;font:400 13px/1.4 var(--sans);letter-spacing:2px;text-transform:uppercase;margin-bottom:6px}
.errmsg{color:var(--red);font-size:14px;margin:.5em 0}
.notice{background:var(--white);border-top:3px solid var(--red);padding:20px 28px;margin:28px 0}

.nav{display:flex;justify-content:space-between;gap:12px;margin:36px 0 100px;flex-wrap:wrap}
.btn{font:400 13px/1.2 var(--sans);letter-spacing:2px;text-transform:uppercase;display:inline-block;background:var(--red);color:var(--white);border:1px solid var(--red);border-radius:0;padding:13px 28px;cursor:pointer;text-decoration:none}
.btn:hover{background:var(--red-dark);border-color:var(--red-dark)}
.btn.ghost{background:var(--white);color:var(--charcoal);border-color:var(--charcoal)}
.btn.ghost:hover{background:var(--grey)}
.btn[disabled]{opacity:.55;cursor:not-allowed}

.sitefoot{background:var(--charcoal);color:var(--grey-mid);text-align:center;padding:26px 20px 90px;font:400 11px/1.6 var(--sans);letter-spacing:3px;text-transform:uppercase}
.sitefoot p{margin:0}

.savebar{position:fixed;left:0;right:0;bottom:0;background:var(--white);border-top:1px solid var(--grey-mid);padding:10px 0;z-index:8}
.savebar[hidden]{display:none}
.savebar-inner{display:flex;justify-content:space-between;align-items:center;gap:12px}
.savestatus{font-size:12px;color:var(--muted);letter-spacing:.5px}
.savebar .btn{padding:9px 16px;font-size:11px}

dialog{border:1px solid var(--charcoal);border-radius:0;background:var(--white);color:var(--charcoal);max-width:560px;width:calc(100% - 32px);padding:0}
dialog::backdrop{background:rgba(19,16,15,.65)}
.dlg-body{padding:28px}
.dlg-body h2{margin:0 0 8px;font:400 26px/1.2 var(--display);letter-spacing:2px;text-transform:uppercase}
.dlg-body input{margin:10px 0}
.dlg-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:6px}
.fine{font-size:13px;color:var(--muted);min-height:1.2em}
.loading{color:var(--muted);padding:40px 0}
.gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:28px 0}
.gallery img{width:100%;height:auto;display:block}

@media (max-width:700px){
  body{font-size:15.5px}
  .stepnav{padding:0 4px}
  .stepnav button{padding:6px 10px;margin:10px 0;font-size:11px}
  .stepnav .t{display:none}
  .stepnav .n{display:inline}
  .stepnav button[aria-current=step] .t{display:none}
  .hero{padding:36px 14px;min-height:220px}
  .hero.tall{min-height:320px}
  .hero-frame{padding:26px 14px}
  .kicker{font-size:11px;letter-spacing:3px}
  .idbox{grid-template-columns:1fr}
  .q{padding:18px 16px}
  main section:not(.panel):not(.scn):not(.links){padding:2px 18px 10px}
  .panel,.notice{padding:18px}
  .scale{grid-template-columns:repeat(5,1fr)}
  .gallery{grid-template-columns:1fr}
  /* matrices become stacked cards */
  .mx thead{display:none}
  .mx,.mx tbody,.mx tr,.mx th,.mx td{display:block;width:100%}
  .mx tr{border:1px solid var(--grey-line);margin:12px 0;padding:8px 10px;background:var(--white)!important}
  .mx tbody th{border:0;padding:4px 0 8px}
  .mx td{border:0;text-align:left;padding:2px 0}
  .mx td label{display:flex;gap:10px;align-items:center;width:100%;padding:8px 6px}
  .mx td label:has(input:checked){background:var(--tint)}
  .mx td label::after{content:attr(data-col)}
  .nav .btn{flex:1 1 100%;text-align:center}
}
@media print{.savebar,.nav,.stepnav{display:none}}
